FHFA adds incentives to go the extra mile in duty to serve

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FHFA Releases Final "Duty to Serve" Rules for Fannie Mae and Freddie Mac. For each of the above activities, FHFA will award extra Duty to Serve credit for those that promote "residential economic diversity," meaning it either improves access to high-opportunity neighborhoods or creates mixed-income housing in areas of concentrated poverty.

Re: Enterprise Duty to Serve Underserved Markets Proposed Rule, RIN 2590-AA27 Dear Mr. Pollard: The Center for Responsible Lending (CRL)1 files this comment in response to FHFA’s proposed rule addressing the Enterprise Duty to Serve Underserved Market (Duty to Serve). Thank you for the opportunity to submit comments on this important subject.

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CDFIs: ACTIVITIES & EQUITY INVESTMENTS We support the provisions in the rule providing incentives for activities with Community Development Financial Institutions (CDFIs). Importantly, loan purchases from CDFIs should be eligible for Duty to Serve credit. In addition, we would urge FHFA to allow the Enterprises to resume investments in CDFIs.

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Business leaders, "going the extra mile" begins with you exemplifying the "go the extra mile" attitude. It may sound clichd, but it’s true. If the frontline advisors are being asked to go the extra mile, the entire organisation already needs to be delivering a higher level of support to the contact centre team.